Canadian Essence

Personal Finance

The 10 worst advice people give about retirement planning

Planning for retirement is one of the most critical financial decisions you will ever make and there’s plenty of bad advice you need to steer clear of.

10 things I wish I’d learned about money before turning 60

Budgeting and debt management, investing and retirement planning, these lessons have transformed the way I approach and deal with my finances today.

10 situations where being frugal likely isn’t worth it

While saving money is great, you should know that not all cost-cutting measures result in long-term savings and sometimes, spending a little extra is the smarter move.

10 smart ways to cut costs when living alone

When you live alone without someone to share expenses with, every bill falls directly to you, but there are several cost-cutting methods to lower your expenses without changing your current way of life.

Lifestyle

8 Unbelievably Legal Things in Countries Around the World

Some laws around the world still allow things that feel like they shouldn’t exist anymore—but remain legal due to historical legal systems, regulatory gaps, or cultural frameworks that evolved differently…

6 Favorite Brands Actively Watering Down Their Quality

Across multiple industries, there’s growing evidence from consumer surveys, academic studies, and market reports that long-standing brands are facing criticism for consistency, value perception, or service quality shifts over time….

7 Subtle Signs of Wealth You Can Spot in Everyday Behavior

Wealth often shows up less in obvious luxury and more in everyday behavior—especially in how someone spends time, makes choices, and reacts to cost or convenience in public settings. 1….

7 Well-Known Companies That Could Struggle to Survive the AI Era

Artificial intelligence is starting to reshape entire industries, and some well-known companies may face serious long-term pressure if their core business becomes easier, cheaper, or faster to replace with AI-driven…