Canadian Essence

Personal Finance

The 10 worst advice people give about retirement planning

Planning for retirement is one of the most critical financial decisions you will ever make and there’s plenty of bad advice you need to steer clear of.

10 things I wish I’d learned about money before turning 60

Budgeting and debt management, investing and retirement planning, these lessons have transformed the way I approach and deal with my finances today.

10 situations where being frugal likely isn’t worth it

While saving money is great, you should know that not all cost-cutting measures result in long-term savings and sometimes, spending a little extra is the smarter move.

10 smart ways to cut costs when living alone

When you live alone without someone to share expenses with, every bill falls directly to you, but there are several cost-cutting methods to lower your expenses without changing your current way of life.

Lifestyle

Where Canadians retire abroad for half the cost of living at home

As housing and daily expenses rise in Canada, more retirees are looking overseas for a cheaper and more comfortable life.

13 facts about prehistoric humans

Long before cities, technology, or written history, prehistoric humans were already adapting, inventing, and surviving against impossible odds.

Think twice before asking ChatGPT these 11 personal questions

Not every deeply personal question should be handed over to AI, especially when the answer could seriously affect your relationships, health, finances, or future.