The following sources were consulted in the preparation of the article “10 reasons Canadians often approach debt more cautiously than Americans.”
- Minimum qualifying rate for uninsured mortgages
- Mortgage terms and amortization
- What are the general requirements to qualify for homeowner mortgage loan insurance?
- Canada: Selected Issues Paper
- Understanding Payday Loan Use and Perspectives
- Insolvency Statistics in Canada—September 2025
- Publication 936 (2025), Home Mortgage Interest Deduction
- Paying off your credit card
- Analysis of States’ APR Caps